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PROPERTY CASUALTY INSURERS REINSURERS PROPERTY CASUALTY INSURERS REINSURERS LIBERTY INTERNATIONAL UNDERWRITERS A DIVISION OF THE LIBERTY MUTUAL INSURANCE COMPANY 175 Berkeley Street Boston MA 02117 U S A Tel 617 357 9500 Fax 617 350 7648 Toll Free 800 504 8926 Website www libertymutual com LOY DS One Lime Street London EC3M 7HA England Tel 011 44 207 327 1000 Fax 011 44 207 626 2389 Website www lloyds com canada 2017 National Insurance Directory 136 INSURANCE companies INSURANCE companies HISTORY Incorporated on January 1 1912 in Massachusetts Federal registration issued in Canada on December 30 1936 HEAD OFFICE IN CANADA 1000 181 Bay St Toronto ON M5J 2T3 Tel 416 365 7587 Fax 416 307 4372 Toll Free 800 461 5079 Website www liucanada com OFFICERS IN CANADA Garth Pepper Chief Agent BRANCH OFFICES Montreal QC 2350 2000 ave McGill College H3A 3H3 Tel 514 904 4915 Fax 514 904 2972 Calgary AB 2340 700 2nd Street SW Scotia Centre T2P 2W2 Tel 403 663 2800 Fax 403 263 1839 Toll Free 866 922 1112 Edmonton AB First Edmonton Place 10665 Jasper Ave Suite 1400 Tel 587 525 5600 Fax 587 525 5601 Vancouver BC 570 999 West Hastings Street V6C 1M3 Tel 604 648 1500 Fax 604 694 0875 AFFILIATIO NS MEMBERSHIP IBC PACICC GIO CLASES OF INSURANCE Property Accident Sickness Aircraft Automobile Boiler Machinery Fidelity Liability Surety and Marine PROVINCES LICENSED Licensed in all provinces and territories CAPITAL Head Office Account 780884000 CANADIAN BUSINES NL E RATI NG AAAA 2014 2015 Q2 2016 000 000 000 Assets 1549219 1736478 1790748 Liabilities 842112 939879 986340 Equity 707107 796599 804408 Direct Premiums 286694 326369 187359 Reinsurance Assumed 9064 38724 4374 Net Premiums Written 210765 241059 126698 Net Premiums Earned 185644 226150 121978 Net Claims Incurred 115847 137944 72448 Underwriting Income 21333 38927 17626 Investment Income 27092 28885 13956 Underwriting Cost Index 8851 8279 8555 NPW Equity 2981 3026 N A Net Leverage Equity 9291 9208 N A RATI NGS BY RATI NG AGENCIES A M Best A 10 08 2015 HISTORY Licensed in Canada on June 29 1932 Federal registration issued on December 20 1977 OFFICE OF THE ATTORNEY IN FACT IN CANADA Montreal QC 2220 1155 rue Metcalfe H3B 2V6 Tel 514 861 8361 Fax 514 861 0470 Commercial enquiries 514 864 5444 Website www lloyds com canada SERVICE OFFICE Royal Bank Plaza South Tower 2930 200 Bay Street PO Box 51 Toronto ON M5J 2J2 OFFICERS IN CANADA Sean Murphy President Lloyds Canada Inc Attorney in Fact in Canada for Lloyds Underwriters AFFILIATIO NS MEMBERSHIP CBMU ICLR GIO PACICC RRC CLASES OF INSURANCE Insurance Lloyds Underwriters are licensed to write insurance in or from Canada except life title mortgage credit protection home warranty in the province of British Columbia only and hail in respect of crop in the province of Quebec only Reinsurance Lloyds Underwriters are permitted to write reinsurance in or from Canada except life title mortgage credit protection home warranty in the province of British Columbia only and hail in respect of crop in the province of Quebec only PROVINCES LICENSED Licensed in all provinces and territories CAPITAL Head Office Account 2543422000 CANADIAN BUSINES NL E RATI NG AAA 2014 2015 Q2 2016 000 000 000 Assets 8036944 8943285 10936006 Liabilities 5808618 6491371 8358498 Equity 2228327 2451915 2577508 Direct Premiums 2203903 2693230 1786615 Reinsurance Assumed 390325 384531 315618 Net Premiums Written 2594228 3077761 2102233 Net Premiums Earned 2435418 2888157 1367526 Net Claims Incurred 1434258 1643305 1693707 Underwriting Income 358272 465835 715770 Investment Income 120816 98940 80000 Underwriting Cost Index 8529 8387 15234 NPW Equity 11642 12552 N A Net Leverage Equity 37471 38839 N A NOTES Lloyds Underwriters is not a company The Canadian Business of Members of the Society of Lloyds is federally regulated and they are licensed to transact most classes of property and casualty insurance in all provinces and territories The underlying capital structure of Lloyds is not directly comparable to that of an insurance company Only assets held in trust in Canada are included